British Columbia Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with NCC and how they connected me with a dealer that approves not so great credit…” ~ Wendy

Now You Can Get The Car You Really Want…

Auto Financing For Everyone With or Without Good Credit

We offer auto financing to all applicants in British Columbia with:

  • Poor Credit Score
  • Past Bankrutpcy
  • Excellent Credit Score
  • No Credit
  • Deferred Payments
  • Previous Repossessions
  • Consumer Proposals
  • Immigrant
  • Divorcee

Requirements to Comply Before Getting an Approval in BC

  • Legal License to Drive
  • Can Purchase the Minimum Auto Insurance Coverage Required
  • Regularly earning a monthly income of $1,800 (gross)

Pick the Car That Will Satisfy Your Daily Needs Despite Your Current Credit Score

Bad Credit Car Loans & No Credit Auto FinanceTrouble getting approved due to poor credit score? Don’t worry, Specialty Loan guarantees an instant approval no matter what your credit is. We offer bad credit vehicle loans to every car buyer in Canada. Moreover, we find ways in order to get you behind the wheel of the car that you really like. Specialty Loan has the fastest online auto finance approval process in British Columbia. Whatever type of car you prefer, we can give it to you! Our reputable car dealer partners guarantee top quality cars that will certainly put a smile on your face. Submit your application today using your phone or computer and we will look for the best deals available in the market. All you have to do is tell us what type of car you are looking for and we’ll do the rest. Specialty Loan has tons of car dealership partners in British Columbia so no matter where you are applying from, we can help you out! As long as you have a driver’s license and a job that pays $1,800/month, your approval will be quick and easy. We value all of our client’s time that’s why we work non-stop so we can get you behind the wheel of your new car as fast as possible. Applying is absolutely free! What have you got to lose? Apply now!

After You’re Approved… Pick Any Brand Of Car.

pick a car you want

British Columbia’s Quickest Auto Loan  Process

Let us help make your car dreams into reality

  • Nationwide Auto Finance Services
  • Guaranteed Fast and Easy Approval For All Credit Types
  • Get Approved in 24 Hours or Less
  • 100% Free Application. All Online Approvals are Safe and Guaranteed
  • Available To All Applicants 24/7
  • No Money Down Needed or Cosigner On Any Vehicle
  • We Finance Any Make and Model of a Car with a price range of $5,000 – $45,000

No Pre-Obligation Fees. Instant Approval for Any Car

My low credit score was a result of credit card debt. When I needed a new car banks didn’t approve me. All banks were pointing at my debt but none of them offered anything to help me. When I applied for a car loan with Specialty Loan I was approved in 2 days. They also paid off my credit card debt and included it in car loan with a much more affordable interest rate. I love my new Mini Cooper! August 07 at 7:30pm ~Angelica

The fastest and most trusted car loan company in British Columbia 

Looking for a cheap auto loan rate? Specialty Loan is your best choice locally! We guarantee a smooth, fast and hassle-free application process. If you are making at least $1,800/month, you are good as approved regardless of your credit.

After getting approved, you can instantly browse for your next car in our gallery which displays over 5,000 different make and model of vehicles. When buying a car with bad credit, it’s important to secure a car loan first (or get pre-approved) before picking out a vehicle to have a faster and smoother process. Furthermore, it also helps you stick to a budget that you can easily afford. Specialty Loan has helped thousands of applicants with their car financing needs in British Columbia alone. We are at your disposal 24/7. Simply send us your application and our team will get back to you with a response in minutes.

Affordable Car Financing Deals in British Columbia 

Who can avail our great deals? Anyone in British Columbia can easily apply and get approved right away. Our services are FREE, you don’t have to pay anything until you get the vehicle that you’ve been yearning for. If you change your mind, you can always cancel without incurring any charges. More importantly, our rates are fair and reasonable with very minimal requirements. You can also ask for a free quote or use our online Loan Calculator to have an overview of the expenses involved especially regarding your annual percentage rate (APR).

Quick, Easy and Stress-Free Approval

Buying a car should be a worthwhile experience instead of a troubling one. Here at Specialty Loan, we accommodate all of our applicants whether you have good credit, bad credit or no credit at all. What’s important is that you are earning at least $450/week and have a valid driver’s license. Unlike other sites, we won’t ask for any down payment or application fee. No payments needed until we can see you behind the wheel of your new vehicle. Apply today and learn more about our incredible financing offers. Our lines are open 24/7, so just contact us anytime you wish.

Famous For its Historic Buildings

british columbiaBritish Columbia is the third largest province in Canada situated on the west side.  It has a land area of 952,263 square km with a population of around 4.6 million. The province’s capital is Victoria which is famous for its historic buildings.

Being a province rich in natural resources, British Columbia used to depend on these in economy building. However, as employment in this sector declined it gave rise to opportunities in construction and other services.  British Columbia also stands out in the film industry with the Hollywood North in Vancouver.

British Columbia is also known for its wildlife and the different outdoor activities every family could enjoy.  Fishing, hunting and mountain biking are only some of the adventures you could experience in this paradise.  With Specialty Loan’s services, you could take your family on a wonderful ride along rivers and mountains to see the beauty of British Columbia.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.