Cape Breton Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” – Wendy

Now You Can Get The Car You Really Want…

Automatic Car Loan Approval Even with Credit Issues

We approve all auto loan applicants in Cape Breton even with:

  • No Credit
  • Consumer Proposals
  • Just Moved to Canada
  • Recently Divorced
  • Great Credit
  • Late on Payments
  • Poor Credit
  • Default on Past Auto Loans
  • Bankruptcy Issues

Get approved within 24 hours by submitting these requirements:

  • Legit license to drive
  • Apply for an auto insurance policy
  • Gross income of at least $450/week

Get Approved for a Car Loan in Less than 24 hours

Bad Credit Car Loans & No Credit Auto FinanceApplying for a car loan with bad credit doesn’t automatically mean expensive rates and painstakingly long waiting time. Specialty Loan can get you approved for an auto loan as fast as within 24 hours regardless of your credit rating. We don’t look at your credit, what we need is your monthly income. If you are earning a gross monthly income of $1,800 (or more), we will approve your application right away. Browse for your next car using our online car picking tool. We have more than 5,000 different cars in stock for you. Complete our 1-minute online application form and get approved the next day. Specialty Loan are partners with over 50 exceptional car dealerships in Ontario alone. No matter where you are in Canada, you are more than welcome to apply. Don’t worry about having some blemishes on your credit report, we will be more than happy to help you out.

After You’re Approved… Pick Any Brand Of Car.

pick your car

Cape Breton’s Finest Auto Loan Provider

You are in safe hands with Specialty Loan

  • Provides free quotes on any vehicle you want
  • Get financed at a very affordable rate
  • 24-hour approval for all applicants even with serious credit issues
  • +5,000 various make and model of cars
  • Financing for both new and used vehicle
  • Lenient requirements

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am – Juanita

We approve more car loans for people in Cape Breton, than any other site.

Our requirements are very simple to comply and we approve all types of credit instantly. As long as you have a monthly salary of $1,800, you are automatically qualified

Specialty Loan also has a pre-approved auto loan option. This option provides car buyers with a clear estimate as to the extent of financing they are qualified for. Another benefit to this option is that car buyers will gain more leverage when it comes to bargaining with a car dealer. Due to the fact that you are not allowed to go beyond the set amount, your car dealer is more likely to cave in and lower the price just so he or she can land you as a client.

Great Deals for Everyone

Individuals with bad credit now have a solution to their financing needs. Specialty Loan doesn’t discriminate applicants based on their credit. In fact we approve hundreds of applicants per week, most of them are car buyers who are looking for a cheap bad credit auto loan. We don’t just approve car buyers who have bad credit but we also make sure that they can afford the loan. Our interest rates are very competitive. Take advantage of our free online application and know where you stand.

No Down Payment Needed

Specialty Loan approves all types of applicants without requiring them to pay any down payment on their car loan. You may or may not bring a cosigner with you – it doesn’t really matter because we will instantly approve your loan. Our company has been around for more than a decade and thousands of Canadians can testify to how great and worthy our services are. Applying is free and you don’t have to pay anything until you get to drive your new car. Start making your dreams come true. Get approved for an auto loan today.

Great Deals for Everyone

Individuals with bad credit now have a solution to their financing needs. Specialty Loan doesn’t discriminate applicants based on their credit. In fact we approve hundreds of applicants per week, most of them are car buyers who are looking for a cheap bad credit auto loan. We don’t just approve car buyers who have bad credit but we also make sure that they can afford the loan. Our interest rates are very competitive. Take advantage of our free online application and know where you stand.

No Down Payment Needed

Specialty Loan approves all types of applicants without requiring them to pay any down payment on their car loan. You may or may not bring a cosigner with you – it doesn’t really matter because we will instantly approve your loan. Our company has been around for more than a decade and thousands of Canadians can testify to how great and worthy our services are. Applying is free and you don’t have to pay anything until you get to drive your new car. Start making your dreams come true. Get approved for an auto loan today.

Enjoying the Island of Cape Breton

waterfront-cruise-docks-sydney-cape-breton-island-canada_mainCape Breton Island belongs to the province of Nova Scotia populated by an estimate of 147,454 Cape Bretoners. They account for almost 15%of the total population of the province. The island is commonly called Industrial Cape Breton due to its strong steel production and coal mining industry. While the shutting down of one of their major coal mine company (DEVCO) and steel company (SYSCO) have really left a huge gap in their economy, the island has since then made initiatives to further improve and diversify other potential sources of economic growth. They have empowered their tourism, automobile market, pharmaceuticals, marketing centers, service-based centers and other impressive marketing strat plans. Given the drastic shift in their economic baseline (industrial to service market) other sources of income such as forestry, fishing, tourism and agriculture have been particularly stable. Going about the island and enjoying various tourist sites and maritime feels is more convenient when you have your own ride. We offer a lot of financing options that will surely fit your monthly budget. Act now and own the car that you deserve.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.