Chatham Bad Credit Car Loans & No Credit Auto Finance


“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” – Wendy

Now You Can Get The Car You Really Want…

Get Instantly Approved For A Cheap Auto Loan

All auto loan applicants will be approved instantly including those with:

  • Consumer Proposal
  • Weak Credit
  • Just Migrated to Canada
  • Divorcee
  • No Credit
  • Bad Payment History
  • Excellent Credit
  • Past Repossessions
  • Bankruptcy

We only need 3 things from you upon application:

  • Making $1,800 per month before taxes
  • Full Driver’s License
  • Avail of an Insurance policy

You Don’t Need A Perfect Credit in order to Get Approved

We can instantly finance your car of up to a maximum amount of $40,000 without the need for a down payment or cosigner regardless of your credit score. Even with red flags on your credit report, we are still willing to help you out. Specialty Loan believes that creditworthiness can’t be solely based on credit report. We give individuals with poor credit a chance at redemption. We work with top-tier car dealerships across Canada especially in Chatham. If you want a hassle-free auto loan process, you should get financing from us. We take customer service very seriously that’s why we guarantee a 24-hour approval for all types of credit. No need to wait for weeks on end. As soon as you’ve filled out our short online application form, you will get approved the following day. We are available 24/7 – any questions we will be more than happy to answer it for you. Moreover, you can easily submit your application using any mobile device or computer. Apply now for FREE and experience first hand the convenience only we can give you.

After You’re Approved… Pick Any Brand Of Car.

pick your car

Any vehicle, we can finance it for you

We want to help build your credit FAST.

  • Drive your new car in just a matter of weeks
  • Fastest auto loan approval
  • Specializes in bad credit no credit auto loans
  • 0 down payment on all cars
  • Work with the best dealerships
  • Safe and secure online application

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am – Juanita

We approve more car loans for people in Chatham, than any other site.

Getting a car loan with bad credit (or no credit) is easy and fast if you choose Specialty Loan. If your monthly income is $1,800 or more, consider yourself approved for one of our car loan options.

Our company has a wide variety of options. We even offer pre-approved car loans. With this option, you will be able to determine the exact cost of your loan. When applying for a bad credit car loan, it is better to know the amount of financing you are eligible for before shopping around for your new car. This way, you are definitely sure that you can afford to pay the monthly obligations of your car loan.

Guaranteed affordable auto loans for everyone

Specialty Loan values their clients needs above anything else. Our requirements are very simple to comply and our auto loan rates are quite flexible. We are willing to meet you halfway just to accommodate your needs. As long as you have a stable monthly income, we will do everything that we can in order to meet your expectations. That’s not all, our application is totally free with no strings attached. You don’t even need to pay anything until your car arrives. Get to know more about our great offers.

Convenience is Important to Us

Absolute convenience is what sets us apart from the rest. You can apply anytime, anywhere using just your mobile device. All our online transactions are 100% secure – we won’t even ask for your SIN#. In addition, we are available to consumers 24 hours, 7 days a week. We work non-stop just to help you out with your needs. Apply today and get the cheapest auto loan option currently available in the market. No need for a down payment or someone that will co-finance the loan. Whatever you need, we provide.

Canada’s Classic Car Capital

buxton-national-historicChatham-Kent is a rural municipality of Southwest Ontario that has a population of 108,180. The town’s main source of income is agriculture and the automotive market. In terms of automotive industry, Chatham-Kent is home to Gray-Dort Motors which is one of the pioneering automobile manufacturer in Canada. Other companies that contribute to the economy of this town include Mahle, Autoliv Canada and one of the most well-known vintage auction company RM Auctions and Restorations. The relative abundance of classic cars still roaming around the city earned them the nickname Classic Car Capital of Canada. If you are having trouble looking for someone that will give you an approval due to your poor credit, it’s time for you to consider our options. Our rates are very competitive and we guarantee an automatic approval even with an inadequate credit.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.