Guelph Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” ~ Wendy

Now You Can Get The Car You Really Want…

Specialty Loan Approves Auto Loans For Everyone – Fast and Easy.

Everyone in Guelph will be approved for a loan with:

  • No Credit History
  • Good Credit History
  • Bad Credit History
  • Divorced
  • New Canadian Residents
  • Problems with Repossession
  • Late Payment Issues
  • Collections Problems
  • Problems with Bankruptcy

3 Basic Requirement for You to Submit:

  • $1800 monthly income
  • Valid License
  • Must be insurable

Regardless of Your Credit – We Will Help You Get Approved

Bad Credit Car Loans & No Credit Auto FinanceYour credit score does not affect your approval. That is important for you to understand. This means that having a bad credit is not a problem at all! Fill out the application form quickly within less than a minute. Improve your bad credit score! You can do this by paying your loan on time. If you pay your loan on time, you are proving the credit bureaus that you became more responsible. Hence, this auto loan program is a perfect way for you to improve your credit. It usually took only 4 to 6 months for our applicants to get their credit score improved.

Our goal is to have as many satisfied applicants as possible. That is why we have dealer partners across Ontario who provide our applicants with best offers at discounted prices. Our easy and quick online application process is completely free of charge. We approve within 24h. So get ahead and simply compare offers! You will get your offers in three days. In case you have questions before the application, you may as well contact us at 1 (855) 686-7494. We will gladly answer to all your questions.

 After You’re Approved… Pick Any Brand Of Car.

pick a car you want

Easy Online Car Loan Approval Program in Guelph

Let our specialist help you and your family.

  • Problems with Credit History? Denied by Your Bank? Problems With Bankruptcy, Late Payments? We Can Approve You!
  • Our Approval Process Takes up to 24h
  • Truck, Minivan, SUV.. You Pick The Vehicle You Like
  • Loans in Range from 5k to 45k Dollars
  • No Down Payment Is Available! Whatever The Vehicle You Pick
  • You Have No Obligation to Buy! You Can Get Approved For FREE and Get You Vehicle When You Want

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am ~Juanita

We approve more car loans for people in Guelph than any other site.

We approve loans fast and easy. Financing the car you like is not so hard anymore. Your only condition is that your monthly income is at least $1800. You choose whether you will finance a new or used car. Moreover, you can determine the amount of money you will be able to finance. In this way, you get the car you can afford. Specialty Loan has a goal to provide you with the best options. We partnered with more than fifty dealers in Ontario, which guarantees you will have the possibility to pick among plenty proposals and that you will indeed get best car loan rates.

How does it work? Easy! You get your dream car in three steps. First, you apply in about half a minute. Then we call you just to confirm the information given. You get the approval in 24h or less if you meet our three simple requirements ($1800+ a month, have a driver’s license and insurable). Second, you select the car you want. Third, you drive your car! It is fast and secured. No hidden costs. So act now!

Specialty Loan provides fast financing approvals in Guelph area for your new car


We at Specialty Loan respect your privacy, so you do not have to worry about any kind of risks. Before you see your car, you do not pay and you do not sign anything! Moreover, you may abolish the process of application anytime. We do not charge you any dollar and you have as well no obligations to buy the vehicle. We have a job to make our applicants happy with the options they have and we assure you that you will enjoy our free service.

Guelph, also known as “The Royal City” is one of the places for living in Canada. It is well-known for low crime rate and clean environment. The City’s motto is Faith, Fidelity and Progress. If you happen to live in this strong city and you have good/bad or no credit score, we can approve your car financing even at 0% downpayment. The only requirement we need is for you to have a weekly income of $450 or more. It’s very fast and easy to get approved by Specialty Loan. Above all, you can do it online from the comfort of your home.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.