Oshawa Bad Credit Car Loans & No Credit Auto Finance

 “Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” ~Wendy

Now You Can Get The Car You Really Want…

We Offer You Guaranteed Car Financing Approval Regardless of Credit Situation

You can get approved for auto financing in Oshawa with:

  • Exceptional Credit Score
  • No Credit History
  • Terrible Credit
  • Divorced
  • New Residents
  • Repossessions
  • Issues With Bankruptcy
  • Issues With Late Payments
  • Collection Accounts

There Are Only THREE Conditions To Easily Be Approved For A Car Loan in Oshawa

  • Earning at least $450 per week
  • Driver’s License
  • Possible to be insured

Drive The Vehicle You Wish Regardless of The Credit Score

Bad Credit Car Loans & No Credit Auto FinanceWe are the fastest Online Car Financing Application process in Canada. You can get approved for any car that you want up to $45,000. Act now! It takes only 1 minute to apply and you get approved in 24 hours or less. After you get approved, you pick the car you want. As easy as that! Specialty Loan has more than 50 dealer partners across Ontario. When you are buying a car, you want to have a variety of options so you could choose what is the BEST for you. Poor credit auto loans are possible with Specialty Loan! We will help you build your credit score. It’s our job to put you in the car you want with affordable payments.

Apply easily from your smartphone or computer. It’s 100% free! You don’t pay or sign anything before you touch your new car. Specialty Loan is open 24h a day, thus you can apply now with ease! Get approved and discover all your car options within 3 days. Specialty Loan will connect you to the best car dealers in order to give you the variety of financing options you can afford. You deserve to know what are all of your options and to get discounted prices, so we are here to help you. Be one of Specialty Loan’s satisfied applicants.

 After You’re Approved… Pick Any Brand Of Car.carsOshawa’s Fastest and Simplest Online Car Financing Approvals

Let us help you get your new car with ease.

  • Credit Scores Are NOT Relevant to Us! Get Approved With Any Score or Without Any Credit History
  • You Have Bankruptcy Issues, Consumer Proposals. No problem!
  • We Approve You Within 24 Hours
  • 0% Down Payment For You On The Car You Pick
  • You Pick Any Car From $5,000 to $45,000
  • Choose a Vehicle. It can be a Minivan, an SUV, or a Truck
  • We Don’t Oblige You To Buy A Car. You Choose!
  • Our Service Costs You NOTHING

Some not very smart decisions in the past couple of years made my credit terrible. Even though I’m back on my feet now no bank wanted to approve me. So, I searched online and found Specialty Loan. They connected me with a dealer who approved me. Highly recommended! January 19 at 11:12am

We approve more car loans for people in Oshawa than any other site.

Financing a new car has never been easier. With Specialty Loan you can get approved for a bad credit car loan with 0% down payment. The only requirements are that you earn $450 a week and that you have a driver’s licence. We act fast, so you only have to know which car you want to drive!

First you get approved for a car loan, and then you pick a car that you want and that you can afford. It is the opposite from traditional car purchasing, where you first shop for car and then get the finance terms. After you complete the application, you will determine the amount of money you can finance. You will get approved no matter of the part of the city you live in, be it North Oshawa, Downtown Oshawa, it does not matter. You could be the one of our happy customers. Apply now to get the car you want with discounted prices.

Oshawa Area No obligation Car Financing Offers are available to applicants from Oshawa and the surrounding areas. The application is completely free of charge and you can cancel it anytime you want. Specialty Loan offers approvals almost instantly from any smartphone or computer. Act now and we will provide you a feedback quickly. The only requirement is that you are over 21 and that you have a valid driver’s licence. If you wish, you may also have a cosigner.

Specialty Loan will save you money by offering you as many options as possible so you could choose the most suitable one for you. Also, no SIN number is required and over 100,000 satisfied customers across Canada have proven our quality. You can use us as well to get the car you want for the best possible price. This a great opportunity for all the ones with bad credit to improve their credit score.


Oshawa is a city on Lake Ontario with almost 150,000 people. Oshawa’s motto is The City in Motion because of its auto industry. It is a city where science and education are highly appreciated and with many research centers. Downtown Oshawa is also identified as an Urban Growth Center, with more than 7,000 people who work or study there.

There is certainly a need for having a car in Oshawa. Specialty Loan offers various options for you to choose what suits you best! You can get approved no matter the credit score you have.

It’s completely free and the best thing about it is that you can apply from your mobile phone or computer. The important thing is that you will not pay or sign anything before you see your new car. Therefore, with ease and no risk you get the affordable car you wish.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOttawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.