Richmond Hill Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic, and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” John

Now You Can Get The Car You Really Want…

We Are the Best Choice When It Comes to Auto Financing Needs

Anyone in Richmond Hill can walk away with an approval from us even those with:

  • Unpaid Consumer Proposal Loans
  • Struggling to Pay On-time
  • No Credit Yet
  • Divorce Obligations
  • Immigrant with No Credit
  • Strong Credit
  • Inadequate Credit
  • Repossessed Vehicle
  • Filed for Bankruptcy

Apply online and comply with the requirements below:

  • Proof of salary at least $1,800 a month
  • Legit Full Driver’s License
  • Insurance Coverage for Vehicle

The Fastest Way of Owning A Brand New Vehicle

Bad Credit Car Loans & No Credit Auto FinanceUnlike other lenders, we approve all of our applicants as fast 24 hours even those who don’t have a strong credit. In fact, we specialize in providing cheap auto loans to car buyers who’ve undergone serious credit issues like car repossession, bankruptcy and collections. Specialty Loan can finance any type of car you want for up to $40,000. No minimum down payment needed. What matters to us is that you have the financial means of paying for a car. If you are regularly employed with decent pay, you are guaranteed of an approval. Specialty Loan has a strong network of reputable car dealerships all over Ontario that can help you find the car that you want.

Specialty Loan offers nationwide financing services. No matter where you reside, we can accommodate you. Apply now and fill out our 1-minute online application form. You can even use your smartphone to submit your application. We are available 24/7. We accept applications whenever you want. Since all of our transactions are done online, you can easily track it wherever you are. Don’t force yourself into an expensive auto loan option. Pick Specialty Loan and save a ton of money with our low interest car loan offers.

After You’re Approved… Pick Any Brand Of Car.

pick a car you want

The Most Reputable Auto Loan Lender in Ontario

Making cheap car loans more accessible than ever.

  • At your service 24 hours, 7 days a week
  • Easy online application, fastest approval process in Canada
  • Offers various types of financing options and ensures guaranteed approval
  • Enjoy huge discounts from excellent car dealers
  • Very basic requirements. No down payment required
  • Apply online and get approved within the day!

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am – Juanita

We approve more car loans for people in Richmond Hill than any other site.

Specialty Loan gives instant car loan approval even to individuals who have terrible or no credit at all. Moreover, you don’t need to bring a down payment in order to seal the deal. If you are currently working with a monthly compensation of at least $1,800, you will get an approval from us.

Specialty Loan has several dealership partners across Canada. Just tell us the car that you are looking for and we will do all the searching for you. Aside from our cheap car loans, we also have a pre-approved auto loan option. This option works best to applicants who have bad credit since it’ll help them pick a car that is well within the given budget. Don’t let your imperfect credit bring you down, apply today and get approved for a new or used vehicle. We give thousands of approval every month in GTA alone.

Most Accessible Car Loan in Richmond Hill

Our cheap financing services are available to anyone in need of a loan. Even if you’ve gone through a lot of credit mistakes, we are still willing to help you out. Unlike traditional lending institutions, we don’t base our approval on how strong your credit is. Instead, we look at your financial capability such as your monthly income. If it can reach our minimum requirement of $1,800/month, we will finance your new car even without paying a money down. Apply today and get to know more about our offers. It is absolutely free! You can even withdraw or cancel your application (for free) if you think we are not the right choice for you.

Helps Thousands of Car Buyers Every Month

We recognize the fact that cars are now a necessity, that’s why our approval requirements are very lenient. In fact, our approval rating is 100%! You don’t need a perfect credit to get an approval from us. Apply right now and we will approve you right away! Our team works non-stop so we can process all applications in an instant. If you’re not sure of what you want, you can get pre-approved for financing first and pick a car later. Our car dealer partners can assist you with your purchase in order to make the whole process much more convenient for you.

Fast Growing Richmond Hill

richmond-hillThis city forms part of the GTA and has the 3rd highest population count in Ontario province. Richmond Hill is a highly developed city with a high standard of living. Most residents in this city are involved in business, finance and service-related industries such as insurance. Moreover, reports suggest that people living in Richmond Hill are earning comfortably above the minimum wage (>$70,000 annually). In addition, one of its notable features that attract visitors from different parts of the globe is the David Dunlap Observatory which is regarded as the second largest telescope worldwide. With an urban lifestyle and affluent community, this city has numerous parks, sports centers, swimming pools and other recreational facilities where families can enjoy and relax with their loved ones. Having said that, gaining access to a reputable auto loan lender here in Richmond Hill is very easy given how competitive the auto financing market is in this city. Furthermore, cars are an important necessity here in Richmond Hill especially with the type of lifestyle they have in this prosperous city. 

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.