Richmond Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” – John

Now You Can Get The Car You Really Want…

No Matter What Your Credit Is, We Will Finance Your New Car

Get instantly approved for car financing in Richmond even with:

  • Zero Credit
  • Bankruptcy Problems
  • Behind on Monthly Payments
  • Recently Separated
  • New to Richmond
  • Excellent Credit
  • Poor Credit
  • Unsettled Consumer Loan
  • Car Repossessed

We only need 3 key requirements from you:

  • Minimum salary of $1,800 a month
  • Secure car insurance
  • Professional Driver’s License

Drive Downtown with Your Awesome New Car

Bad Credit Car Loans & No Credit Auto FinanceHere at Specialty Loan, you can get approved for a low interest car loan without paying any money down or a cosigner. Moreover, we are still willing to finance your vehicle even if you’ve had credit issues in the past. What’s important to us is that you are regularly employed while earning a decent monthly income of at least $1,800. We can finance as much as $40,000 on any car that you pick whether you fancy a van, sedan, SUV or pickup truck.

 is the leading provider of bad credit and no credit check auto loans in Richmond. Our requirements are very simple to comply and you can easily access us through your smartphone. Fill out our online application and one of our representatives will check it out and approve you in less than a day. You don’t have to worry about looking for a car, we have a strong network of car dealerships in Richmond that can assist you during car shopping. Experience swift and excellent service only here at Specialty Loan. Apply today.

After You’re Approved… Pick Any Brand Of Car.

pick your car

The Best Online Auto Loan Provider in Richmond

We make things easy for you regardless of credit.

  • Save time and money – Free to Apply, 24 hour approval
  • Affordable rates for all types of auto loan
  • Accessible anytime, anywhere – 24/7 Service
  • +5,000 cars to choose from
  • No down payment needed
  • Safe and secure online transaction

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am – Juanita

We approve more car loans for people in Richmond than any other site.

Don’t worry too much about having poor credit. There are still financing options for you that don’t involve expensive interest payments. Specialty Loan can give you those options regardless of your credit.

Apply right now for free to know more about our financing deals. No matter where you are applying from, we can still accommodate your financing needs. Specialty Loan offers nationwide car financing. Even if you’re applying from Ontario, Alberta, British Columbia or New Brunswick, we can provide you with a car loan option that will definitely fit your budget. Our rates are very competitive and anyone can take advantage of our cheap offers. We want to help you recover from bad credit. Take the first step towards good credit today.

Flexible Rates and Easy Requirements

Contrary to popular belief, securing a cheap bad credit car loan without paying any down payment is not impossible. Apply here at Specialty Loan and experience it yourself. No matter what type of car you are aiming for, we can finance it for you regardless of credit. More importantly, our rates are reasonable and fair. As long as you have a weekly pay of $450, there’s no reason for you not to get approved by us. Fill out our short online form today and get a quote on the car that you’ve been yearning for.

Approves Thousands of Applicants Every Month

Specialty Loan provides thousands of car loans every month nationwide. That’s how accessible our services are. Whether you’ve gone through bankruptcy, repossession or foreclosure, we can still help you out. Our application process is totally free with no obligations attached. Use our free online Loan Calculator to obtain a rough estimate of the expenses involved. You’ve got nothing to lose! Take advantage of our great offers today! You can even cancel your application if you want to.

Coastal City of Richmond

towncentre504x432_20007614Richmond is one of the cities that form British Columbia and is the location of the Vancouver International Airport. Richmond is one of the most populated cities of BC and has the highest percentage of immigrant residents in the country. Because of that, this city has a very diverse mix of culture. Their economy is well founded on service industries, tourism, manufacturing, agriculture, fishing and info technology. Most of its residents are employed by small retail shopping stores and airport related jobs. Richmond was also the host of the Winter Olympics back in 2010. Residents in this city enjoy fun activities in their wonderful parks, cycling trails, picturesque public gardens, sports centers and waterfronts. It is certainly a refreshing and wonderful city. Having your own vehicle to use whenever you want is still much more convenient than using public transportation all the time. With how accommodating lenders are nowadays, it is quite easy to secure an affordable auto loan option.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.