Sarnia Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specilty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic, and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” -Wendy

Now You Can Get The Car You Really Want…

Affordable Car Loan Rates For Everyone Regardless of Credit

Anyone in Sarnia can avail of our financing options even with:

  • No Credit
  • Late Payments
  • Poor Credit
  • Divorced
  • Exceptional Credit
  • Bankruptcy Issues
  • Repossessions
  • Collections
  • Newcomer to Canada

Secure an approval in 24 hours by submitting the following requirements:

  • Gross income of $1,800/month
  • Can secure car insurance
  • Legit License to Drive

Get Approved For a New Car Right Away

Bad Credit Car Loans & No Credit Auto FinanceShopping for the right car loan can be a bit challenging especially if your options are limited due to poor or no credit. But with Specialty Loan, you can get approved for a new or pre-owned vehicle even if you have bad credit. You don’t even have to place a down payment in order to get a fast approval. Apply today using your mobile device and one of our representatives will come back to you with a response. We are open 24 hours, 7 days a week. You can submit your application or ask us for any query anytime you want.

When making a huge purchase such as buying a car, you deserve to know the best deals currently offered in the market. And since we have reliable dealer associates all around Canada, we can help you get that offer. All of our services are free of charge. Aside from guaranteed instant approval, our rates are fair and we don’t ask for too much stressful requirements. Shopping for a car is easier with Specialty Loan. Act fast and apply for an auto loan today. All approvals are 100% guaranteed and secured.

After You’re Approved… Pick Any Brand Of Car.pick your car

Sarnia’s Leading Online Car Loan Lender

We do all the work for you.

  • Wide selection of vehicles in our showroom.
  • Get instant financing starting from $5,000 to $40,000
  • We assure fast and quick approvals (24 hour process)
  • Excellent Customer Service
  • Free application process. No down payment required
  • Apply conveniently online using your phone or laptop

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am -Juanita

We approve more car loans for people in Sarnia than any other site.

Buying a new car in Sarnia is easier and less stressful if you work with Specialty Loan. We offer instant approval and can help you pick a car once you’re approved. We will finance your car regardless of credit as long as you have a full driver’s license and an income of $1,800 per month.

When working with a car dealer that specializes in bad credit auto financing, it is better to secure an approval first before searching for a vehicle. This way, you can have an accurate estimate of the costs involved and which type of vehicle should you pick given a fixed budget. Having said that, we also provide pre-approved car loans. Here at Specialty Loan, you’re free to choose any option that you think is fit for your situation.

Available Nationwide

Specialty Loan’s incredibly affordable auto loan offers are available to anyone in Canada who are planning on purchasing a vehicle. We don’t care if you’ve undergone serious credit issues. We want to help you with your transportation dilemma while also improving your credit situation. What matters is that you are earning at least $1,800 a month. As long as you can comply with that requirement, your poor credit won’t stop you from getting approved. Fill out our 1-minute online application today and get approved in a few hours. We work non-stop to provide for your needs.  

Guaranteed Fast, Secure and Affordable

We are the nation’s fastest auto loan approval process. Specialty Loan approves any applicant in just 24 hours. Our site has very tight security – all details and personal info are private. And more importantly, our rates are very affordable even for applicants who have bad credit. Applying is totally free. You don’t owe us anything until your new car is delivered to you. What are you waiting for? Check out offers and hit the apply button. You won’t regret working with Specialty Loan.

Sarnia, Ontario: Imperial City

b29a2086280c848f4500c4a6d3083b9bSarnia is a city located in Ontario province and is the largest city in Lake Huron. It’s economy is mostly driven by petrochemical and agricultural industry. One of the city’s main employer is the Chemical Valley. In terms of culture and arts, Sarnia is also a major player in Ontario. Their pride and joy is their orchestra group, the International Symphony Orchestra which attracts a lot of classical music enthusiasts. In 2011, they won the Outstanding Community Orchestra Award sponsored by Detroit Music Awards. Being blessed with captivating natural scenes, Sarnia has 100 parks which is home to more than 200 different bird species. To add, tourists often visit their wonderful sandy beaches that has water sports activities such as recreational sailing. There are tons of ways to enjoy Imperial City. Having a car is definitely more practical when you’re living in this progressive city. Apply today to know your options.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.