St. John’s Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” – Wendy

Now You Can Get The Car You Really Want…

Simple Application Process and Fast Guaranteed Approvals

Apply for our financing options and get approved even with:

  • Car Repossession
  • Bankruptcy
  • Just Moved to Country
  • No Credit
  • Delayed Payments
  • Good Credit
  • Bad Credit
  • Unpaid Collections
  • Divorced

Comply with the following requirements in order to get approved:

  • Able to secure a car insurance policy
  • Monthly pay of $1,800 or more
  • Valid License to Drive

Purchase A New Car With Our Affordable Financing Deals

Bad Credit Car Loans & No Credit Auto FinanceSpecialty Loan specializes in dealing with bad credit and no credit car buyers. Our auto loan rates are fair and reasonable. No matter what your credit history is, we can help you get a new or used vehicle without a need for a down payment. Apply now to learn more about our offers. As soon as you’ve completed our online form, we can get you approved right away for up to $40,000 car financing. No gimmicks or added requirements. All we need is proof that you are earning $1,800 (or more) every month, that’s it!

We have various dealer partners in Newfoundland and Labrador that can help you with your purchase. It doesn’t matter where you’re from, we provide nationwide auto finance service. Apply for absolutely free and browse our gallery using our online car picking tool. When shopping for a car, everything is much faster if you know what type of car you’re looking for. You don’t have to commit to an auto loan that is way over your budget. If you think that our offers are not for you, you can cancel your application anytime. What have you got to lose? Check our Specialty Loan using your mobile phone or computer. If you like our offers, we can approve you within 24 hours.

After You’re Approved… Pick Any Brand Of Car.pick your car

Guaranteed Fast and Affordable Auto Financing

We find ways to get you the car you really want.

  • Minimal requirements and fast auto loan approval
  • Applicants are assured of an approval regardless of credit
  • Enjoy the best offers at very cheap financing rates
  • Free online application. No gimmicks or tricks.
  • Safe online process. All personal information will be kept private.
  • Apply and get approved for up to $40,000 new or used financing

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am – Juanita

We approve more car loans for people in St. John’s than any other site.

We can finance your purchase for up to $40,000, even with bad credit and no down payment. Submit your application using your smartphone or laptop and get approved in 24 hours. Get approved regardless of credit as long as you’re currently earning $1,800/month.

Specialty Loan is a lender that you can definitely trust. We’ve helped a lot of car buyers in Newfoundland and Labrador with their car purchase including those who have terrible credit. If you want to ensure that yourself to stick to your budget, we give pre-approved car financing. With this option, you’ll be able to stick to a fixed budget as assurance that you can indeed afford to take on this loan. Everything is faster and easier here at Specialty Loan. Fill out our online application today for free to learn more.

Cheap Auto Financing

Bad credit car buyers can now breathe a sigh of relief thanks to Specialty Loan’s low interest bad credit auto loans. Regardless of how severely bad your credit is, we are still willing to approve you if you are earning +$450 a week. Our company has an approval rate of 100%. We have very minima and simple requirements. Unlike other bad credit car dealers, we don’t require you to pay an initial down payment. We will finance 100% of you car at a rate you can surely afford.

Most Trusted Online Financing Company

Specialty Loan is the number 1 choice of bad credit car buyers in Newfoundland and Labrador looking for guaranteed auto loan approval. Our rates are very competitive and anyone can easily apply using their phone. Our team is here for you 24/7 and we can approve you in 24 hours. Our entire application process is totally, 100% free. No misleading tactics or any tied obligations. Just simply apply and get approved for a new or used vehicle.

Capital City of Newfoundland and Labrador

b29a2086280c848f4500c4a6d3083b9bSt. John’s is the largest and capital city of Newfoundland and Labrador island province. It’s name was taken from John the Baptist. This city has approximately 214,000 residents making it the 2nd largest municipality in Atlantic Canada. While most of the people here are under the employ of the government, business and service sectors also play a role in providing jobs for residents here in St. John’s. Additionally oil and gas are also relatively abundant underneath the vast ocean of this city which contributes largely to the rapid growth of their economy. St John’s also feature a number of tourist attractions such as the city’s notable Water and Duckworth Street that has unique and beautiful heritage buildings, urban parks, various museums and the Murray Premises. Another notable site is the Signal Hill that gives you a captivating and scenic overlooking view of St John’s. If you are looking for someone that can help you with your car purchase, check out our offers. Applying is free with no obligations to buy or pay anything.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.