Surrey Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” -Wendy

Now You Can Get The Car You Really Want…

Anyone Can Apply and Get Approved Instantly!

All car buyers can apply for free and get approved instantly even with:

  • Behind on Other Payments
  • Exceptional Credit
  • No Credit
  • Consumer Proposal Loan
  • Repossessed Car
  • Bad Credit
  • Bankruptcy
  • Immigrant
  • Alimony/Divorce

We only need 3 essential requirements from you:

  • Legit Driver’s License
  • Monthly salary of at least $1,800
  • Have auto insurance budget

Get Instantly Financed For A New Car Despite Any Credit Concerns

Bad Credit Car Loans & No Credit Auto FinanceWe give instant auto loan approval for any type of vehicle regardless of your credit situation. Moreover, our application is totally free with no added service charge whatsoever. In fact, you don’t have to spend any cash until your new car arrives. More importantly our rates are very affordable and will surely fit your monthly budget. We have a lot of excellent car dealership partners in British Columbia that can give you the car that you need.

Specialty Loan’s only basis of approval is your monthly income. Maintaining a spotless credit can be quite difficult and we recognize that fact. Furthermore, assessing creditworthiness goes beyond just your credit report. If you are in need of financing and you are currently earning more than $1,800 a month, we can provide you with a good financing option right away. Apply online using your phone and get approved in less than 24 hours. Shopping for your next car is fast and easy with Specialty Loan.

After You’re Approved… Pick Any Brand Of Car.

pick your car

Affordable Auto Loan Options For Everybody

Don’t let credit slow you down.

  • Lenient requirements with very flexible and reasonable rates
  • Accessible anytime, anywhere.
  • Automatic approval for all applicants
  • Can’t afford a down payment? No problem! No down payment necessary
  • Save a huge chunk of time and money – 24 hour approval at very low interest rates
  • Free Application. Free Cancellation

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am -Juanita

We approve more car loans for people in Surrey than any other site

We can help you with your car purchase even if you’ve gone through bankruptcy, consumer loans and even car repossession. As long as you have a weekly income of at least $450, we will finance your car right away.

Specialty Loan offers a wide array of auto loan options. We even offer pre-approved auto financing for those who want a faster process. Getting approved for a loan prior to car shopping is the more ideal strategy when buying a car with poor credit. This way, you can choose a car that is well within your budget.

Lowest Car Financing Rate in Surrey

Car buyers in Surrey are welcome to apply for our low interest car loan offers. All applicants are guaranteed of an approval no matter what their credit is. With our very lenient requirements, you can easily submit your application using just your smartphone. Furthermore, we are available 24/7. Whether you’re applying during the middle of the night or early in the morn, one of our representative will accommodate your request and process it right away. Specialty Loan has the fastest auto loan approval process in Canada.

Most Well-Known Bad Credit Car Dealer in BC

Due to our fast and guaranteed approval, thousands of car buyers in BC are opting to get their auto financing from us. Specialty Loan’s approval rating is 100 percent. To add, our car loan rates are very competitive. If you apply right now, we can approve your application in 24 hours. Applying is free. If you want, you can even cancel your application (also FREE). Give us a shot and apply today. You can even ask for a free quote on a car that you want.

Surrey, British Columbia

surreySurrey is one of the most highly developed cities of British Columbia. It has a population count of more than 500,000 residents and has a relatively diverse culture due to the high occurrence of immigrants. In a recent survey, Surrey showed a very high average income thus indicating that the city’s economy is significantly growing. With that said, residents here enjoy a high cost of living. Surrey’s strong economy is founded on manufacturing, research, info technology, education and agriculture. The city features several parts, art centers, galleries and museums. It goes without saying that living in this highly industrialized city entails you to buy your own vehicle. With a fast paced lifestyle and very busy public transportation, investing on a car is more practical and will save you a lot of time.If you’re planning on buying one, take the time to check out our financing options.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.