Toronto Bad Credit Car Loans & No Credit Auto Finance

 “Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” ~Wendy

Now You Can Get The Car You Really Want…

Have Poor Credit? No Worries! Specialty Loan Offers Bad Credit Car Loans

Our Auto Loan Options Caters the Needs of Any Auto Loan Applicant in Toronto. We Approve Applicants that have:

  • Bad Credit Score
  • No Credit Score
  • Gone Through Bankruptcy
  • Good Credit Score
  • Collections
  • Reclaimed Vehicle
  • Divorce Payments
  • Behind on Payments
  • New to Toronto

Get Approved Right Away by Accomplishing 3 Requirements:

  • Minimum Monthly Salary: $1,800
  • Can be Insured
  • Driver’s License

Don’t Let Bad Credit Stop You From Buying What You Want

Bad Credit Car Loans & No Credit Auto FinanceGet approved for a car that you love by choosing one of the many auto financing options that Specialty Loan offers. We work with good credit, bad credit and no credit car dealerships in Toronto so that you can have many options that will surely fit your current credit situation. You can readily apply online so that you won’t have to go out of the comfort of your home. Our staff will immediately respond and approve your application within the day. You don’t need to worry yourself about paying a down payment because we don’t require any! Apply for an auto loan today and we will find a way to get the least possible quote or offer so that you can afford and bring home the car that you’ve set your eyes on. Our service ensures quality and affordability.

After You’re Approved… Pick Any Brand Of

 Get the Best Offers in Toronto, Ontario from Specialty Loan

Leading Auto Financing Company in Canada

  • FREE Application
  • NO Pre-charges or Hidden Charges
  • +5,000 Different Cars
  • No Cosigner
  • Money Down = NOT NEEDED
  • Willing to Finance any Applicant Regardless of Credit Situation
  • 24H Approval

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am ~ Juanita

We approve more car loans for people in Toronto than any other site.

Our requirements are very lenient but the quality of our service assures excellence in every aspect, from getting you approved to helping you get the car that you need. We only require a $1,800 monthly pay and driver’s license in order for you to secure an approval on a bad credit or no credit check car loan. Our application service is absolutely FREE with no added fees. APPLY NOW so that you can compare the different financing options that Specialty Loan can give you. We can even give you a free quote on a car that you like for free. If you can’t find what you are looking for, cancel your application without any cost.

No Obligation, Hidden Charges or Tricks.

You might think that our deals are too good to be true but it’s not! We believe that applying for an auto loan should not involve a lot of unnecessary paperwork. What matters is your capability to pay for a loan. So if your monthly income is $1,800 above, then you won’t have any problem.  To add, with our auto loan offers that are very affordable, you can certainly be able to repay your loan. We approve every applicant regardless of credit situation because we want to help them improve their credit rank. Start ahead and apply now. Our team will get back to you shortly after you have sent your application. All individuals looking for an auto loan in Toronto are welcome to apply via online at any time of the day!

Easy and Get Approved Immediately!

If you don’t like the hassle of personally visiting various car dealerships in Toronto, Specialty Loan will do it for you. Just apply online, tell us the car that you are looking for and in just a couple of minutes, one of our car dealers in Toronto will help you get the car that you are searching for via email. By applying online, you can save time and money! Just spare 1-minute of your time to fill out our online application and get an immediate approval.

Most Populated City in Canada


Toronto is home to more than 2.6 million individuals and is also the capital of the Ontario Province. It is known for many tourist attractions such as the Canadian National Tower, Ripley’s Aquarium of Canada, Casa Loma, its Historic Cathedrals, Toronto Islands and Sports Stadium.

This city is considered as the international center for business and finance (financial capital of Canada). Moreover, Toronto is home to big fish industries for media, telecommunication, information technology and the likes. The city is filled with the diverse culture that contributes to its steadily growing economy.

With the busy lives of Canadian citizens residing in Toronto follows the increasing demand of automobiles as well as auto financing demands. That is why we are here to provide you with an instant and hassle-free auto finance approval. We believe that everyone deserves to get behind their own new car.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.