Waterloo Bad Credit Car Loans & No Credit Auto Finance

“Applied Wednesday morning… got approved 3 hours later… Then Specialty Loan gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Specialty Loan and how they connected me with a dealer that approves not so great credit…” -Wendy

Now You Can Get The Car You Really Want…

Simple Auto Loan Requirements and Guaranteed Approval For All

All applicants in Waterloo are ensured an auto loan approval even with:

  • Horrible Credit
  • Past Bankruptcy
  • Unpaid Collections
  • New to Waterloo
  • Exceptional Credit
  • Delayed Payments
  • Recent Divorcee
  • No Credit
  • Repossession

Get approved fast by submitting these requirements:

  • Valid driver’s license
  • Car insurance protection
  • Income of $1,800 a month

Become a New Car Owner Even With No Credit

Bad Credit Car Loans & No Credit Auto FinanceWe are your best choice locally. All car loan applicants are ensured of an approval no matter what the credit situation is. If you want to know for sure, avail of our free online 1-minute application and we will approve you in 24 hours. Moreover, you can easily fill it out using your computer. No more stressful application papers. You don’t even have to pay a money down in order to get approved. That’s how easy things are with Specialty Loan.

As long as you have a stable job with decent income, we will make you car ownerships dreams into a reality. Choose from over 5,000 different make and models of vehicles from our showroom. Specialty Loan works with reliable dealership partners that are as lenient as our company when it comes to handling bad credit applicants. Our financing services are offered throughout the country. No matter where you live, you are eligible to apply. Our rates are affordable and our application process won’t cost you a single penny. Apply online today to know where you stand.

After You’re Approved… Pick Any Brand Of Car.

pick your car

Providing Guaranteed Auto Loans at Affordable Rates

We make your lives easier.

  • Instant approval for all applicants regardless of credit type
  • Guaranteed 24 hour online approval
  • Accessible service 24/7.
  • Get financed for up to $40,000 on any car you pick
  • No payment needed (no down payment and application fee)
  • Apply using your phone or computer and get approved without leaving your home

My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. Jun 12 at 5:33am -Juanita

We approve more car loans for people in Waterloo than any other site

Specialty Loan specializes in bad credit auto financing. We approve all applicants earning $1,800/month regardless of credit. Apply today and get approved within 24 hours.

When shopping for a car, you need to know the best offers available. With Specialty Loan, we can give you a list of price comparisons in your area in just a snap. We have various dealership partners all over Ontario. Moreover, all of our financing options are very affordable. We can also get you pre-approved for a loan if you want to know the budget before going car shopping. You are in good hands with Specialty Loan. We pride ourselves with easy and fast approval process. So come and check us out. You can easily apply online and get approved for a new or used vehicle.

Nationwide Auto Financing

Anyone in Canada can avail of Specialty Loan’s fast and cheap car loans. We accommodate all applications no matter where you’re applying from. Our only requirements is that your salary be at least $1,800 each month. No need to save up for a money down. We provide thousands of approvals in Ontario every month. All of our approvals are guaranteed. No payments or fees required until you get to see and touch your new car in person. We are open 24 hours daily, so whenever you feel like applying, we are there to accommodate you. Just check out our website to complete our 1-minute online application and our representative will get back to you shortly.

Most Trusted Site in Waterloo

All of our approvals are secured and guaranteed. We provide the most number of approvals in Waterloo compared to other online auto loan lenders. In fact, our approval rating is 100%. Apply now for free and be part of the thousands of clients that we’ve helped with their transportation needs. If you want, you can always request for a FREE car quote. With that, you’ll be able to ascertain the complete cost of the vehicle you’ve chosen. Shopping for a new car is easy with us. Hurry and take the first step today.

Waterloo, Ontario

super-cold-sunriseGood things can also come in small packages and one concrete example is Waterloo city. It is the smallest city in the regional municipality of Waterloo. Despite that, the city has a strong economy which is mainly dependent on education and service-based sectors. However, they also have a fairly competitive insurance and technology based industries. Waterloo also features wonderful parks and trails, cycling roads, restaurants and shopping centers that won’t fail to impress. Residents enjoy simple yet very comfortable and refreshing lifestyle. Shopping for a new car in this progressive city won’t be much of a trouble if you just work with the right lender. Know more about our offers today.

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. Catharines, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.